Business Is Business by Darryl R. Robinson A legitimate business of your own, Ahhh… the sweet smell of success! One can almost taste it, yet it seems to so many that owning or prospering in your own business, is a dream or an aspiration that is just beyond reach. And without the proper preparation, they quickly decide to fall for the “open lure” of obtaining relatively inexpensive business start-up kits, which some even supply instant order taking web sites. Many of these programs can work, but… There’s so much more needed…Such as ... What is Foreclosure? by Sal Vannutini Many of us have heard the term foreclosure in relation to other individuals and understand that it is not a pleasant term, but do not have a firm grasp on what it actually means. Before we go any further in discussing the profit potential available through foreclosures it is critical that we define the term foreclosure. Almost 100% of the population, minus the small segment that has ready cash lying around, must finance a significant portion of their home purchases. Most people canno ... The Meaning of Credit Card Numbers by Ron King If you take a close look at your credit cards, you'll probably wonder what all those numbers stand for. Every digit actually stands for something specific. Let's have a look at each of those numbers in sequence. The First Digit Gasoline cards, department store cards and phone cards have their own programs. The major credit card companies operate on a standardized system for assigning credit card numbers. The first digit in the series will always be a 3, 4, 5 or 6. This number designa ... Home Equity Loan: What You Need to Know by Jay Moncliff The idea of getting a home equity loan while interest rates are low to help you pay off your bills, buy a car, or even pay for your child’s education may seem like a great idea. However, you should educate yourself first so you know exactly what a home equity loan is and if it is really right for you. The basic idea of a home equity loan is that you can borrow against the current equity in your home, so the more equity you have the larger home equity loan you can receive. In essence, to recei ... Tips for Getting Your Home Loan Approved by Jay Moncliff Home Loan Tip #1 Pay Your Bills It is very important that you always pay your bills on time and never miss a payment. When you have this type of history paying bills your mortgage lender will believe you will be just as responsible with your home loan. If you want to be approved for a home loan, be sure you are current on all your payments and have been making them regularly for some time before you apply for a home loan. Home Loan Tip #2 Employment History In general, when an individual ha ... Finding a Home Loan with Bad Credit by Jay Moncliff Finding a home loan that is affordable when you have bed credit can seem nearly impossible and can be very frustrating. However, there are lenders out there who will approve your home loan regardless of your credit history. Yes, there will be some fees and catches associated with this, but it is possible. There are some things you can do, however, to help you buy a home and be approved for a home loan even if you have bad credit. The following suggestions will prepare you for getting a home loan ... Are You Satisfied with Your Business Just s it Is? by Joanne Victoria Article Title: Are You Satisfied With Your Business Just As It Is? Author Name: Joanne Victoria Contact E-mail Address: mailto:joanne@joannevictoria.com Word Count: 725 Category: Entrepreneurship/Business Copyright Date: 2005 All Rights Reserved Worldwide ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Thank you for publishing this article in its entirety including the resource box. Please notify me of publication by sending either a website link or a copy of your ezine upon publication ... Systems Thinking and Open Systems in Organizations by Mike Beitler Systems thinking is important for Organizational Change (OC) practitioners (and managers) because rarely is there an Author's Biography: ... Long Term Care Insurance on the Net by William H. Pritchett When a good friend of mine inquired where he could obtain information about medical insurance for his out-of-state, elderly mother, I told him to try the Internet. He reported back to me about a week later, in desperation: Author's Biography: In 1984, William Pritchett, Jr. developed the first Home Health Care plan of its kind, which revolutionized the insurance industry in this market. The program was developed to allow seniors to recuperate in the comfort of their own home ... 7 Big Reasons To Invest In Pre-Foreclosures by Ben Innes-Ker Looking for an Author's Biography: ... Ten Online Customer Service Tips by Andrea Wilson Other than the current buzz words, customer service has changed very little since commerce first began. If you want a customer to buy from you again, and to recommend your product or service to others, complaints or problems must be handled properly. Author's Biography: Andrea Wilson is a former customer service professional who now owns Able Webs, an online Web design business. Visit http://www.ablewebs.com and subscribe to ... Should You Consider Home Refinance, or Not? by Jay Moncliff Home refinance seems to be the craze these days with interest rates at all time lows. However, you need to do some home refinance research before you will know if it is for you or not. In general, if you bought a home when interest rates were significantly higher, have great credit, little debt, and always pay your bills on time then you should probably at least consider home refinance. Although, if you meet any of the following criteria then you definitely need to think twice before you decide ... Flipping Real Estate: What Does It Really Mean? by Heather Seitz Flipping Real Estate: Fact or Fiction? Your Quick Guide to Making Money Flipping Real Estate in 7 Simple Steps… Every time you turn your head, someone else is talking about flipping real estate. What are they really talking about and is it something that YOU can do? First, let’s define the two types of “flipping real estate”. 1. Flipping the contract: (Also known as “assignment of contract”) You find a property for “pennies on the dollar”, put it under contract and then “flip” that contract ... Put Your Angry Customer at Ease by Jay Conners Having to deal with angry and upset customers is by far one of the worst responsibilities we must face on a day to day basis in the world of sales and business. However, this responsibility, like so many others we must face on a daily basis, just comes with the territory. Customers become angry for all sorts of reasons. Some are legitimate reasons. Some are not. In any event it is our job to defuse the situation. Here are a few tips on how you can calm your customer down and put them at e ... Blame it On the Rain: Protect Your Home With Hurricane, Wind and Flood Insurance by Elaine VonCannon Choosing the best insurance policies for your home can cause a lot of confusion. Many homebuyers are not fully educated about the coverage needed to protect a home or real estate investment. Many difficult situations can be caused by natural disasters. If you purchase real estate in or relocate to an area prone to hurricanes or floods it is important to know you have sufficient coverage. Read your policy carefully, ask questions and know the facts. Consider all of the options and get the ad ... What the Trend in Online Databases Means to the Employment Screening Industry by Cathy Taylor The most prominent trend in the employment screening industry has been a proliferation of online databases offering cheap background checks. Any one can access the internet and with a quick search be able to purchase, for example, criminal records for a low fee. While that is very appealing to companies looking to trim the budget on background checks, it may in fact be a dangerous trend. What do the companies say that have been running background checks, back when employment screening “indu ... How to beat Work Addiction by Lorraine Pirihi Why are you so busy? Do you really have too much work? Is work so important to you that you'll sacrifice just about anything in your life to get the job done? Even if it's at the expense of your health and your relationships? If you find these questions disturbing then see how you rate with these ones: Do you work more than 50 hours a week? Do you dream about work? Do you feel that in order to succeed you must work late most of the time? Are you a stranger in your own home? Do you ... Turning a Bomb into a Blockbuster: The Five Crucial Keys to a Massively Successful CD or MP3 Audio Product by Robert Schultz It constantly amazes me how excited people are about the tantalizing prospect of creating their own audio information products. When I speak or talk to them one-on-one I can see their eyes grow wide, and hear their ambitious plans for success. So why are so few professionals producing audio products when there are so many who want to? The main reason: not only do people not know how to create audio, they simply don’t know what it takes to make it massively financially successful. From ... Getting the Best Mortgage Rate by Jay Moncliff Buying a home is an expensive endeavor so getting the best possible mortgage rate should be one of your main priorities. By deciding to get the best mortgage rate possible you will be making a positive decision to help you for many years to come. However, just deciding to get the best mortgage rate available is not going to get you the best mortgage rate available. Instead, you will need to learn the tips and tricks for negotiating with your mortgage lender in order to receive the best possible ... Where to Get Your Online Finance Degree by Jay Moncliff An online finance degree is a wonderful option for individuals who want to go to college, but for whatever reason prefer an online forum as opposed to a traditional classroom. Frequently, those who opt for an online finance degree have busy schedules already because of family and work commitments, and juggling a typical class schedule is nearly impossible. Also, individuals who have disabilities often times opt for an online finance degree simply because it is easier to work straight from home. ... Don't let your personal loan become a personal moan by Rachel Lane Most of us have been in a position at some point when we simply have had insufficient funds to pay for something. This could be car insurance/repairs, course fees, holiday, Christmas presents, electrical items or even the weekly shopping. According to Credit Action, 2.4 million personal loan agreements were recorded in the first quarter of 2005, totalling £13.5 billion. The national debt education charity reported that 30% of the personal loans were for cars, 24% for home improvements and 20% ... For Success in Life and Business Surround Yourself with These Five People by Cari Vollmer To create the life you really want can be hard work AND it's totally worth it. Why is it so many of us think we have to do it ALL by ourselves! If this sounds like you, stop right now! To create and live the life you really want is much easier if you surround yourself with the five people below -- huggers, straight-shooters, mentors, success teams and experts. Soon, you'll wonder why you ever tried to go it alone! Huggers Straight-shooters Mentors Success Teams Experts Huggers: Some ... Mortgage Leads, Where to Begin by Jay Conners If you are considering investing your hard earned money with a mortgage lead company, or you are switching lead companies because you have gone through the pain of seeing your money go down the drain, here is a good place to begin. Before you take that leap of faith with a lead company, take a step back and reexamine exactly what it is you are looking for from a lead company. You should be looking for the exact same thing that you would expect from any other reputable company that you deal ... How to be a Great Speaker Without Using PowerPoint by Tom Antion RESEARCH YOUR AUDIENCE It amazes me how some speakers will show up for a speaking engagement and really not know anything about the audience they are speaking to. Many speakers just get lazy and feel that their message is so important that anyone would want to hear it. They couldn't be more wrong. Your core message may be about the same for everyone, but knowing your audience will allow you to slant the information so that the audience feels it was prepared just for them. They will relate much b ... Know Thyself: MBTI and DiSC by Mike Beitler In my practice as an executive coach and consultant, I use both the MBTI® and the DiSC®. I am often asked, “Which one is better?” The question reveals a common misunderstanding about psychological instruments. The fact is, there is no such thing as “the best” psychological instrument. As consultants who use psychological instruments our challenge is to choose the “appropriate” psychological instrument. As long as a psychological instrument has been subjected to rigorous validity and reliab ... |
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