Participative Management in Organizational Change by Mike Beitler I recently read an article in which the author said, Author's Biography: ... The Worst Cash-Flow Strategy Ever! by Stephen Tiebout The Worst Cash-Flow Strategy Ever! Want to achieve a chronic state of personal economic turmoil? Here's how to do it! Live above your means. Perhaps you're already doing it but don't know just how serious your negative cash-flow is. If this is your situation don't despair. You are not alone! It's estimated that 40 percent of American families annually spend more than they earn. About 60 percent of active credit card accounts are not paid off monthly. Average credit card debt a ... Banking smart by Jeff Lakie Online banking has virtually become the normal way of banking for the younger generations of bank users. So has the debit card fast become an important part of a new generation. Writing checks and paying bills are not the most fun a private citizen can have but knowing the process will be completed with no real reason for concern is a wonderful thing most people take for granted. Just another sign your bank is doing its job carefully and properly. However online banking makes that process so ... What Good Is a Real Estate Investing Course If It Doesn't Contain A Marketing Plan? by Ben Innes-Ker You’re a Real Estate Entrepreneur or Investor, and you’re out there in the market place looking for deals. I have a question. for you. Are you doing a bit of advertising and just hoping that a deal will fall in your lap, or are you operating in a way that makes certain it will happen. If you don’t have a process for making sure deals happen, you don’t yet understand the importance of having a marketing plan. The sad fact is that even after all their training, less than one percent of all r ... How An Executive Can Spot Creative Potential in Others by Jon Weaver One of the most important responsibilities any executive must handle is seeing that his company gets Author's Biography: FREE information for executive professionals on how to increase productivity by creatively managing employees, all while boosting morale, and your role as a leader. It's FREE! Click here: http://www.BetterBusinessManagement.com'>Financial Planning: What’s your Designation? by Jay Moncliff If you’re shopping for financial planning services, it may seem like a jungle out there. There are advertisements everywhere, and everybody seems “nice,” but nice won’t cut it when it comes to your money. How can you cut to the chase and find a financial planning expert that you can trust. Start by learning what the different designations mean. You may have noticed that there are three popular financial designations that most financial planners hold. You’ll want to choose one with one of ... Factoring Invoices How to Get Off The Cash Flow Merry-Go-Round by Louise Pointer All businesses want to be successful and to be successful you must have sufficient cash flow. Are you tired of your unpredictable cash flow cycle? Is the ritual of making incoming cash receipts stretch to cover short-term obligations frustrating your business and making you dizzy? It's time to find a way to get off the cash flow merry-go-round! One way to step off and regain your balance is to work with a factoring company. Factoring is the purchase of credit worthy accounts receivable in e ... Investment Property: Part 1 by Adam Smith 1. Investment Property What exactly is an investment property? Since this is real estate investments 101, we will explain. An investment property is a piece of real estate you invest in with the objective of earning a return. Primary residences are not considered investment properties because the primary purpose of such real estate is to provide a place to live. Common investment properties include rental homes, apartments, condos, townhouses as well as commercial properties such as busine ... JUST BECAUSE YOU CAN, DOESN'T MEAN YOU SHOULD: The Four Pitiful Pitfalls that Can Kill Even Your Most Promising Audio Product Ideas by Robert Schultz I received a huge surprise a while back when I went to update my website. I scarcely recognized my own business! The offerings presented didn't reflect what I now knew. The content had not kept up with everything I had learned. The marketing techniques and copy seemed stiff. Yet when I uploaded the material just a few short months ago, I felt I was on the cutting edge. I had discovered a powerful truth of small business. One that has a direct impact upon the success of our audio i ... What Financial Services do Credit Unions Offer? by Jay Moncliff If you’re looking for financial services, you may want to consider checking out what your credit union has to offer. Many credit unions today offer more than just a checking and savings account, they’ve expanded into upgraded financial services tailored to meet many needs. Credit unions are cooperative banking and financial companies. They are usually non-profit and cater to a particular group of people that work or live in the same place, for example. Credit unions are owned by the accoun ... 15 Questions for People Who Are Considering A Partnership by Dorene Lehavi Is the person you are considering the right one to be your partner? Here are some important questions to ask each other before you sign an agreement. Suggestion: It is better to answer them alone, in writing before you discuss them out loud preferably in the presence of an unbiased trained observer who can point out the subtle differences important to note. Another suggestion: After you have answered each question, go back and answer them again in much greater depth. Allow sufficient ... Retain Your Best People by Dorene Lehavi Many managers and team leaders ask me how to deal with employees in a way that will maximize their potential, create loyalty and respect, and cut down on high turnover and destructive behavior in the workplace. The single most common reason people stay or leave an organization is based on the relationship they have with their direct supervisor. Therefore, the key is to show a keen personal interest in each person. Recognize everyone's uniqueness and find ways to allow that uniqueness to be ex ... The by Dorene Lehavi An ongoing series of articles exploring the seven critical areas that can indicate a partnership is in trouble. The 7th C: Crisis management impaired by personal issues: - Attack and blame. - Take to drink. - Disappear. - Pass the buck. - Become hysterical. - Project your anxiety or anger onto others. - Take it out on your spouse. These are some of the ways people react in a crisis situation. Read on for alternative options for handling crisis. Crises in ... 5 MISTAKES People Make When Selling Structured Settlements by Louise Pointer Mistake One: Agreeing to sell to the highest bidder. Unfortunately, some brokers or structured settlement/annuity sources will make a high offer just to get someone under contract. Then they will start making excuses and reduce the offer. Once you are under contract with a funding source, it is very difficult to back out. Even if you are able to pull out, you will have to start the whole process over again losing valuable time. Mistake Two: Believing the funding source when they say th ... Get Cash Now For Your Business Note by Louise Pointer BACKGROUND AND FUNDAMENTALS A business note is generated every time an individual sells a business and chooses to carry the financing and collect regular payments from the new business owner(s). There are literally millions of dollars in business notes in the United States. People are interested in selling business notes for several reasons. Usually, the prospective seller has decided that he would rather receive the lump sum value of the business, rather than monthly payments. Often tha ... Community Renewal | Low Costs for High Gains by Jeff Garrison Community Renewal | Low Costs for High Gains By Jeff Garrison Are you concerned with the lowering value of real estate caused by job loss, businesses shutting down and abandoned properties? Despite the economic growth in major cities across North America, smaller communities are facing this downgrading and becoming targets for increased crime, lower quality of life and depreciating real estate values leading to more foreclosures on properties. The NAR (National Association of Realtors ... What is debt management? by Jay Moncliff Debt management is a topic most people will have to deal with at some point. Debt is acquired by not living within your means. Living within your means is simply that you do not spend more than you make. Debt management is controling and managing debt responsibly. To reduce or eliminate debt and create a cash flow that keeps you out of debt is debt management. To completely control your debt you need to make a budget, reduce expenses and focus on paying debt. This is the essence of debt mana ... Cash Now For Your Real Estate Contract by Louise Pointer BACKGROUND AND FUNDAMENTALS The private mortgage industry is a relatively young business with roots that can be traced directly to the emergence of seller-backed, or owner, financing. Prior to the very high interest rates of the late 70s and 80s, seller-backed financing was not a common financing option. The only loan option for most real estate buyers was through a bank or savings and loan institution. But with interest rates topping out at 22 percent, financing for real estate was either u ... 3 Steps to Stop Absence and Make People Happy At Work by Alan Fairweather If you're an employer or a manager then work place absence is costing you money, inconvenience, and upsetting your customers. And as we all know, not all days taken off work are due to genuine sickness. Many employees Author's Biography: ... A Simple Sales Strategy: Ask Questions! by Tessa Stowe Ask questions. Ask questions. Ask questions. In case you didn't get this, ask questions! Asking questions is one of the most powerful keys to successful selling. It really is. So, why should you ask questions? Ask questions to find out if you can help/serve your potential client. By asking questions, you'll be able to find out if your solution will help them at this point in time. It may be the right time and then again it may not. You'll know by asking questions. Ask questions to qualify. ... Large-Scale Organizational Change: Look Before You Leap! by Mike Beitler I am often asked, “Should organizational change be done quickly or slowly over time?” and “Should management attempt large radical changes or small incremental changes?” The safe answer is, “It depends.” The literature on organizational change identifies two general types of changes: first-order change and second-order change. First-order change gets less attention because it is less dramatic. It is incremental and evolutionary in nature. We see first-order change today in organizations in th ... Internet Radio: Going Beyond Blogs as Another Mass Medium Gets Micro by George McKenzie The buzz is all about blogs this year, with thousands being created every day. Websurfers have realized that anyone with a bit of information, an opinion or an idea can attract an audience--sometimes a very large audience. But now blogs may not be the only mass medium that's going Author's Biography: ... Internet Radio: Going Beyond Blogs as Another Mass Medium Gets Micro by George McKenzie The buzz is all about blogs this year, with thousands being created every day. Websurfers have realized that anyone with a bit of information, an opinion or an idea can attract an audience--sometimes a very large audience. But now blogs may not be the only mass medium that's going Author's Biography: ... Faith-Based Organizations and Public Schools: Unholy Alliance or Answer to Prayer? by Bruce Prokopets Faith-Based Organizations and Public Schools: Unholy Alliance or Answer to Prayer? Desperate times call for desperate measures. At least Paul Vallas, CEO of the School District of Philadelphia, thinks so. To combat the stinging pinch of public school budget cuts, he is touting a highly controversial plan where public schools in his district (approximately 276 in total) are adopted by a local church, synagogue, mosque or temple and share precious resources. To some, this seemin ... FOREX Online Trading – An Introduction by David Shephard The Foreign Exchange Market (better known as the FOREX or FX market) as we know it today was established in 1971, following the abolishment of fixed currency exchanges. Operating 24 hours a day, 5 days a week, the daily currency trades on the FOREX market are worth in the region of $1.9 trillion US dollars making it the world's largest market and putting the major stock markets firmly into second place. So just what is FOREX trading and who are the players in this market? Put simply, the ... |
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