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Active Inquiry in Organizational Change
by Mike Beitler

An essential part of Edgar Schein's Process Consulting practice model (discussed in-depth in my book) is the use of Active Inquiry. A guiding assumption in Active Inquiry is that an insecure client will not reveal essential facts about the organization's situation. Without these essential facts, the Organizational Change (OC) consultant is placed in a position of guessing. The consultant is then forced to rely on the dubious practice of projecting his or her prior experiences into the client' ...

Negotiating Your Real Estate Purchase
by Roselind Hejl

Negotiating a successful real estate contract requires communication skills and the ability to create a environment of cooperation. Many of our real estate clients have been very experienced negotiators, and from them we have learned that the goal is to reach a “good agreement” - one in which the underlying interests of both buyer and seller are met. The results of a poor agreement may come back to haunt the parties after closing. Here are some thoughts for you to consider as you prepare to ...

Negotiating the Sale of Your Home
by Roselind Hejl

Negotiating a successful sale of your home requires an environment that sustains the buyer's interest and trust during the process. Many of our clients have been very experienced negotiators, and from them we have learned that the goal is to reach a “good agreement” - one in which the underlying interests of both seller and buyer are met. The results of a poor agreement may come back to haunt the parties after the closing. Here are some thoughts to consider as you prepare to negotiate the sal ...

Tips for Finding the Best Student Credit Cards
by Morgan Hamilton

Student credit cards bombard freshman every year. Parents should be sure to discuss the issue of student credit cards with their college student before they leave home. It is an attractive idea for a student to get their own credit card, especially if they are far from home. However, they need to be sure to get a good card and to use it responsibly. Low Limits The best student credit cards are those that have reasonably low limits. Giving a student their first credit card with a high ...

The 6 CRUCIAL Keys to Blockbuster Success
by Robert Schultz

The 6 CRUCIAL Keys to Blockbuster Success with Your CDs, Teleseminars and Downloadable Audio Programs It would be sooooo nice if we could make our audio products materialize & sell like crazy simply by thinking about them. And once I've figured out a way to make that happen, you all will be the first to know! But until that day, the best way to safeguard the success of your CDs, teleseminars and downloadable audio programs is taking time BEFORE you record your first word to ensure your ...

Tips on Finding the Best Credit Card Deals
by Morgan Hamilton

If you are looking for a new credit card, it is certainly to your advantage to search for credit card deals. If you do your homework, you could step into some of best credit card deals offered. Getting a new credit card should not be a spur of the moment thing. Your credit score can strongly affect your life, so you should take anything involved with it very seriously. You should always be well informed about any credit card you are applying for. This means you may need to ask questions and ...

Real Estate Investing Financing Truths - Part 2
by Steve Majors

(p31 - The Lazy Investor's Guide to Real Estate) Real Estate Investing Financing Truths - Part 2 of 2 No Money Down and other 'Creative' Real Estate Investment Methods For many years, investors have seen the traditional real estate investment methods described in Part 1 of this article as a lot less than desirable! They began looking at the prices of houses and finding methods of bringing the price more in line with making more money in a faster way. These savvy investo ...

Retail Exterior Signage
by Bruce Prokopets

If you find yourself driving down the Meridian Park Boulevard in Concord, California, and you happen to be thinking about buying a car, one dealership may have a technological edge that will catch your eye-literally. No. You're not in Las Vegas. You're looking at the latest innovation in retail exterior signage. Concord Mitsubishi just installed a unique LED display at the dealership which seems to be custom made for a futuristic movie. Instead, with a candle power and visual display strength ...

How to Make the Most of Your Credit Card Rewards
by Morgan Hamilton

Many great credit card companies are now offering their loyal cardholders credit card rewards. This provides the cardholder an opportunity to gain prizes just because they use their card. It is a great incentive for those that may not use their card much. The more credit card rewards they will receive, the more likely they are to use their card more frequently. Credit card companies realize that they profit more when ardholders use their cards more, and so the process is profitable to all in ...

OE Consultants: Is There a Future for Them?
by Mike Beitler

Since my “Death of the OD Practitioner” article was published about a month ago, I have been asked whether Organizational Effectiveness (OE) consultants will experience the same fate. My answer is “no.” Of course, that assumes that OE consultants do not follow the same destructive path that Organization Development (OD) practitioners chose. OD practitioners made the mistake of not partnering with their clients to produce business results. OD practitioners looked at business executives (their ...

A Million Dollar Real Estate Investment Business Plan For Anyone!
by Dave Schneider

Using a very simple plan, anyone who really wants to can make an extra million dollars by consistently investing in real estate. In fact, because it's so simple most people won't do it. All your real estate investment plan needs to do is follow these simple steps: >> STEP 1. Go out and borrow one million dollars. >> STEP 2. Use the million dollars and buy one million dollars worth of well-selected investment real estate. >> STEP 3. Get other people to agree to pay off the million dollar ...

Private Annuity Trusts - Supercharge your Retirement
by Paula Straub

You have made some great investments in Real Estate or in a Stock Portfolio. Congratulations! Now you are ready to retire on your gains. But wait. To benefit from your investment appreciation, you're going to have to sell some or all of those assets. If you sell your investment property, you will need to pay capital gains tax to the Federal Government, State, and you will also pay recaptured depreciation. If you're in California, add another 3 1/3% in withholding. That's a huge chunk of ...

The myth of the Christmas loan
by Rachel Lane

If you think Harry Potter was going to be the most imaginative marketing plot this Christmas, think again. Each Christmas as consumers look at their finances and investigate the different sources of funding to cover their Christmas shopping, loan companies and credit card providers polish up their marketing tactics and customer service skills. No doubt some of you will see an advertisement for a Christmas loan over the next few months. Unfortunately for you it’s not provided by a jollyvaceo ...

OLGIVY’S GHOST HAUNTS ADBUMb PARTY
by Bruce Prokopets

If you're director, George Romero, the ghosts you raise are nightmarish, flesh-dripping creatures of darkness with consuming, cannibalistic passion. If you're the Pace Media Group and Asa Bailey, you may be empowered to raise a more delightful specter of the living. Over a thousand advertising professionals witnessed the raising of the uncannily believable ghost of advertising icon, David Ogilvy at the recent ADBUMb after-party at Show Nightclub. Lines extended to 7th Avenue as advertisin ...

A Million Dollar Real Estate Investment Business Plan For Anyone!
by Dave Schneider

Using a very simple plan, anyone who really wants to can make an extra million dollars by consistently investing in real estate. In fact, because it's so simple most people won't do it. All your real estate investment plan needs to do is follow these simple steps: >> STEP 1. Go out and borrow one million dollars. >> STEP 2. Use the million dollars and buy one million dollars worth of well-selected investment real estate. >> STEP 3. Get other people to agree to pay off the million dollar ...

Investing Stock Market ABC’s
by Jay Moncliff

While most folks today trust mutual funds and their professional managers with their investments, it’s still important to understand the basics of the stock market. Although investing in individual stocks may not be right for everyone, a basic understanding of the stock market is essential to understanding the workings of our economy and business sector. A stock is a portion of ownership in a company. Commonly referred to as a share, it is a small percentage of the total ownership pool for ...

Mortgage Banking: Is it for you?
by Jay Moncliff

Are you quick with calculations and always ready to help people? If you’re good with numbers and have great organizational skills, a career in mortgage banking may be a great idea. Most people who work in the mortgage banking field are residential or commercial loan officers. A mortgage loan officer helps people get loans to buy houses or re-finance property they already own. A commercial loan officer may also handle mortgages, but for businesses and companies. Depending on the type of co ...

Investing Offshore, Could it Be for You
by Jay Moncliff

Is offshore investing only for the rich and famous? Probably not, although most of us don’t know a lot about offshore investing. Here is a simple primer for the fledgling offshore investor. Offshore investing is simply placing your investment dollars in an account with a bank that is not in the United States. There are several advantages to investing offshore. First, there is less regulation. Some may feel that this makes the investment riskier, but that is not necessarily the case. It ...

Online DVD Rental - Big Business
by Jay Moncliff

Looking for a way to avoid the crowd at your local video rental store? Tired of the one movie you want to see being rented out? You may want to consider one of the new DVD rental services available today. Online DVD rental has become a big business in the past few years. DVD’s are more reliable, and much less expensive to produce and mail than VCR tapes. More and more consumers are skipping the theaters and waiting for the film they want to see to come out on DVD, so the rental business i ...

Starting a Business from Home
by Keith Allen

Working from home is a great idea for many people - but biting the bullet and building a business from home is extremely hard. So why do so many people want to do it, and why would they want to try such a crazy thing? Here are some common reasons, and some things to consider. You Can Build Your Great Idea. It suddenly hits you right between the eyes: you've just had a brainwave about a great business to start. This is probably the number one reason why people start a business from home: t ...

5 Most Frequently Asked Questions About RFID
by Teresa Williams

1. How does an RFID system work? The basics of an RFID system include the RFID tag and the interrogator or reader with an RFID antenna. Information is sent to and read from RFID tags by a reader using radio waves. In passive systems, which are the most common, an RFID reader transmits an energy field that Author's Biography: Enterprise Information Systems (EIS) provides comprehensive radio frequency identification (RFID) technology to manufacturers who want to promote supply chain e ...

5 Most Common Objections Towards Implementing RFID
by Teresa Williams

1. Implementing RFID Is Cost Prohibitive Comparing the cost of an RFID tag with the cost of a barcode label highlights a glaring cost difference. This type of cost comparison does not tell the true tale of the cost of an RFID implementation. It is important to consider the increased efficiencies gained by RFID versus the deployment costs and all areas where RFID will and can be applied to achieve the maximum payback. Certainly, companies have to address the initial issue of compliance - oft ...

ACCOUNTANT CLIENT ACQUISITION ADVANCED TRAINING
by Bruce Prokopets

Continuing education is a fact of life for CPA's, but why doesn't this normally extend out to client acquisition for most accountants. Frank Tirelli, who once held the position of Vice Chairman at Deloitte & Touche, has launched a web site devoted to nothing but expanding one's accounting practice. The site itself is aptly named CPA Client Builders (www.cpaclientbuilders.com ), and contains a full array of services and training designed to dramatically increase ...

C-TPAT
by Keri Wissell

After the terrorist attacks on 9/11, security in the supply chains has been brought to the forefront of some governmental policy makers and logistics professionals alike. Because we are faced daily with the threat of further terrorist attacks, contingent planning and efforts are continually being improved upon to protect supply chain disruptions. Since mid 2003, I have stayed current with the ever changing policies and procedures. I have placed several high-level C-TPAT Compliance Managers w ...

Timing Your Trades
by Bert terHart

Timing is everything. You've heard it a million times. It's a worn-out, over-used cliche that happens to be true. No matter what you're up against, timing is everything. If you're a futures or stock trader, timing is the only thing between you and the poor house. It's a statistical certainty that if you play a zero-sum game with unlimited downside risk long enough, you will lose everything you own. The number of traders that don't understand or ignore that fact astounds me. If the above is ne ...




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