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How to Bargain to Win …and Still Be Friends
by Patsi Krakoff, Psy. D.

Without signing up for the Harvard Negotiating Project, how can you effectively bargain to get what you want? Let’s face it: Each of us negotiates every day. At work, we discuss additional compensation when we’re promoted to a new position. We plan a vacation or a move. We negotiate with our spouse over what’s for dinner and which TV shows to watch. We negotiate all sorts of things, big and small, on a daily basis. Negotiation is a means of getting what you want from others. It consists ...

5 Reasons Why Blogging is the New Internet Marketing Tool
by Patsi Krakoff and Denise Wakeman

Blogging is a concept that started in late 1990s. It used to be a way to comment on an existing webpage, an opportunity for visitors and readers to react or voice one’s opinion on the page. What started as a single-sentence commentary has evolved into pages of personal takes on anything and everything under the sun. As it continues to move forward, online advertising has tapped into a blog’s potential. Here are 5 reasons why you should use blogging as an Internet marketing tool for your business ...

The Dirty Little Secrets of Published Authors – Part I
by Patsi Krakoff, Psy. D.

Why is it that some authors just seem to crank out the books like writing machines? Not only do they publish their first book, but after that they publish a second, third and more. I’ve been studying non-fiction authors and their habits for a while now. Ever since my partner Denise Wakeman and I started our Blog to Book Project, we’ve been learning about the challenges of consultants, speakers, and other professionals who want to publish non-fiction books to build their businesses. Co ...

The Dirty Little Secrets of Published Authors – Part II
by Patsi Krakoff, Psy. D.

In Part I of this article, the common excuses would-be authors have about why they cannot get their book written were identified. Procrastination is the common denominator. So how can an author overcome procrastination? Being curious by nature, we have studied the small percentage of authors we have worked with who are successful in making progress, writing on their blogs, organizing their book content, and who are getting published. Profile of Successful Authors Here’s the ty ...

I'm selling my secrets
by David Speringo

Well, not really my secrets, only a business plan that I honed out of constant trial and error that is currently netting me thousands in profit. I spent the greater part of a month putting together a guide that lists everything that I’ve done from start to now that has mademe such a huge success. We’re not talking a couple of bucks either, we’re talking thousands. So why would I go ahead and sell that very information that has made me so successful? I’ll tell you why- because I’m betting t ...

Jumbo Loans: A different way to manage your mortgage
by Digant Savalia

Interest only jumbo loans are a unique concept for borrowing, whether for a house or another major purchase. A traditional loan requires that each and every month monies be paid toward interest and principal. Interest only jumbo loans require payment of interest each and every month, but payment of principal is optional. Who can benefit from an interest only jumbo loan? One type of person who can benefit from interest only jumbo loans is a person who knows they will come into a substantial ...

How to Become an Expert in FOREX Market (2)
by Teo Gee

Step-by-Step Practical Guide Step Two: Do Your Homework First The FOREX trading is one of the most excited and lucrative business you can be involved during your lifetime. You are going to enjoy all aspects of it, if you do your baby steps in the market carefully. Follow the lessons of your Mentor, as described in the Step One: Choose Your Mentor. It cannot be stressed enough on the importance of enjoying trading. One cannot achieve success and proficiency in any business if there is no ...

Think Forex And Consider These Two Factors
by Roberto Zarotti

In this article I will cover two important advantages that the Forex market offers to traders. Daytrading with a small account If you want to daytrade with stocks and you have less than $25.000 on the account, you are likely to have a hard life. The reason is that a rule called Author's Biography: The Author works in the consulting/finance business. Trading is one of his area of interest. http://www ...

Your Business's Reputation: An Invisible (yet essential) Asset
by Karen Torbett

If you were to ask your employees or you customers what they thought of your business, what do you think they would say? Do you think they would be as positive if they were asked the same question by a stranger who happens to be a potential buyer of your business? Not knowing the kind of reputation your business has can come back to bite you when you decide to sell. Most people interested in buying a small business (or even a large one) will do some investigating into the reputation of your ...

Long Term Debt Problems
by Michael Aldridge

Debt counsellors Debt management companies can offer an excellent service for large amounts of out of control debt. If you are having difficulties keeping up with any repayments, then do seek advice from a debt counsellor. They are professionals and know how the creditors work. If you have your debt management plan accepted, a singular monthly payment is made to the debt management company, who in turn pay your respective creditors with monthly payments. The monthly payments that the ...

Avoiding The Small Business Financing Interest Rate Trap
by Brent Finlay

Many owners and managers struggle to get the small business financing necessary to operate and grow. And while most people would universally agree that lower cost debt is better than higher cost debt, both end up having their place and purpose. Low cost debt financing is reserved for low risk applications. As the risk goes up, so does the cost of borrowing. Pretty basic, right? There is a twist however. Most of the lower cost capital available for small business financing is ba ...

Deciding when to File a Tax Return?
by Keith Hoyng

April 15th – “The Day of Reckoning”! Every year, millions of Americans get ready to pay taxes to Uncle Sam, or get ready to collect a tax refund from Uncle Sam; when did this become the great day that it is for taxpayers, and when are we actually required to file a income tax return? Let’s take a look at the beginnings of the income tax date of April 15 and why it was chosen? The first known income tax that Americans were legally required to pay was enacted during the early 1860s, and the ...

Which 1099 Tax Forms concern you?
by Keith Hoyng

It’s tax time again and you must be sure to receive all the necessary forms. What is a 1099 tax form and who gets one? A Tax Form 1099 is used to report income other than wages, salaries and tips. Here of late, this term is used more and more frequently as many employers are opting to use contract labor versus hiring employees, who can turn out to be quite expensive when you factor in the insurance, payroll taxes, and other possible liability. If you had an independent contractor perform $60 ...

Using Mortgage Interest as an Itemized Deduction
by Keith Hoyng

What is mortgage interest? It is any interest you pay on a secured loan when you bought your first or second home. The loans include the mortgage to buy your home, a second mortgage, a line of credit or a home equity loan. The loan must be secured debt or it will be considered a personal loan and the interest is not deductible. For the average consumer who has managed to acquire credit card debt, car loans, and various other small debts, is the mortgage interest, especially with an interes ...

Is today the SMS Era?
by sairohinikumar

The best way to say sweet nothings to your sweetheart seems to be the omnipresent SMS. Which other mode of communication allows you to instantly say something and be sure that the receiver will read it and respond? SMS( Short Messaging Service) is the eighth wonder of the world today. Young people, old people, children, women, girls and boys use the SMS with varying degrees of difficulty and the youngster seem to be born with the fingers to SMS. A whole new language has grown up with its own ...

How To Commence An Online Business
by Nitin Mutreja

Starting off a fresh online business may seem intimidating at times, especially to the greenhorns in the field of Internet. However, with a planned approach and diligent effort, the procedure may well boil down to a much easier chore. Here I present the first in a series of articles that will assist you to establish a strong online presence. Unequivocally, there are four ways that you could commence your online business, and they are as follows:- a) Start from scratch – You can formulate yo ...

An Investor's View of The Fair Tax: A Resolution
by Steve Selengut

The vast majority of Americans are investors, although many don't realize it. The vast majority of Americans are creative with their 1040 numbers, although most won't admit it. The majority of Americans would agree that investing, retirement planning, and estate preservation would be easier to manage if the Internal Revenue Code was comprehensible. A landslide of American voters would elect any candidate championing IRC replacement surgery. All of us aspire to some degree of economic secur ...

Are You Sabotaging Your Career?
by Brent Filson

Words: 1500 ARE YOU SABOTAGING YOUR CAREER? by Brent Filson My experience working with thousands of leaders world wide for the past two decades teaches me that most leaders are screwing up their careers. On a daily basis, these leaders are getting the wrong results or the right results in the wrong ways. Interestingly, they themselves are choosing to fail. They're actively sabotaging their own careers. Leaders commit this sabotage for a simple reason: They make the fatal mi ...

The Million Dollar Mortgage Mistake
by Renae C Judkins

Getting a mortgage loan or a mortgage loan refinanced without a financial plan is one of the worst decisions Americans make every day. Unbeknownst to the average American, they are losing over $1,000,000 for their retirement! Don’t get me wrong. Mortgage loans are a necessity of life. However, mortgage loans in Nevada can be dangerous if a family doesn’t get a financial advisor to help them. Nevada mortgages can be dangerous because: * Lenders in Nevada only need to fill out a form t ...

Small Business Funding - Reach into your own #%&! pockets!
by D. Idiot

Every business has start-up costs and your new home-based business will be no different. As the old saying goes “You need money to make money”…You know that’s right brother! So where do you get the money you need to start a home business? The simplest way for home business owners to get the money they need is from the principal owner’s own pockets..that means YOU! Like myself, many work at home entrepreneurs simply use their own savings to fund their businesses, using money from per ...

Calling a Lawyer Should Be a Private Home Sellers First Move
by Richard Embro-Pantalony

You are selling your own home because you think you’re up to the task, that it can’t be that difficult? You’re right of course; however you want to make sure you abide by some basic common sense guidelines to help ensure your success. It’s not all about putting a sign on the lawn and an advert in the paper. Your first step should be calling a lawyer. If you don’t have one you will need to find one. A good bet is to get a referral from friends or family. A lawyer at this stage of you ...

Three reasons why a UK secured loan may be right for you
by Jeff Lakie

When people look at their portfolio, there may be some that think that getting a loan is a bad idea. So they work hard to not have to get a loan and they deprive themselves of the things they want and need in order to avoid a loan. They see the principle plus the interest and automatically assume that loans are bad. But that is not the always the case. It’s true that a loan is not always right for every person everywhere, but it may be right for you. Here are 3 reasons. First, A Secured UK ...

Why a UK secured loan may be the right option for you
by Jeff Lakie

There are so many pressures in the world today. It’s enough to drive someone crazy. One added pressure is the pressure to pay the bills on time every month from a paycheck that is quickly eaten up by other bills and expenses. Before you know it, your paycheck is completely gone but some of your bills remain! If it were a magic trick, that would be one thing, but it’s not: it’s the grim truth. People who find themselves in this situation do not have to despair. Rather, they have some choices ...

Your credit card is a financial tool
by Jeff Lakie

Credit cards are an excellent way to help you manage your finances each month. Used wisely, they are an excellent financial tool. Used unwisely and people will quickly discover that their credit cards can rear their ugly heads and cause long-term financial problems. But credit cards aren’t all bad. If we could live our lives without them, we would. But we can’t. The world is simply not built that way anymore. More and more often, companies require credit cards as the best way to receive pa ...

Ways to make your business successful through Internet
by Mike bon

The irony that among the millions of websites ruling the internet world only thousands are successful. As they say you not only need a quality product or service, you need to package and most importantly sell it. That leads us to the question how to get successful online? Simple answer package your website and make people aware of it. The basic rules of business apply here too with the difference that here you cater to a global market. The internet offers you with a variety of tools which app ...




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