A Month of Fun with Children: Making Memories on a Budget by Nicole Dean What childhood memories do you hold dear? For me, it was all the times life happened. The little things like playing outside, riding my bike, playing at the park, swimming in the lakes, laughing with friends. None of those moments cost a cent, yet they are some of my most treasured memories. Making memories on a budget is very easy to do. Choose any of the ideas below and you'll have a fun-filled time without breaking the bank! 1. Garden - Plant flowers, fruit trees, herbs, or vegetables. Your ... Do They Really Need a Dog Bed? by Tina Spriggs When Lucky was starting to show signs of aging, we were concerned about her comfort. She would have a hard time getting up in the morning. Her legs would shake and she would take five minutes just to get up, where once she could pounce up in a second. Her hips were really thin and her muscle mass was decreasing rapidly. What we found out was that we could help her by getting an orthopedic dog bed. The sad part is, we probably could have helped her avoid this by getting it for her when she was yo ... Top 10+ Ways to Jumpstart your New Year's Finances! by Cindy Morus Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. Create your 2004 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access. Set up a folder to collect all the important 2003 tax documents which will be arriving soon. Sure to arrive at your house are W-2s, 1099s, mortgage statements, etc. Set up an appointment with your tax professional early so you ge ... How To Sell Santa’s Slip-Ups by Donald Lee Shoppers spent more than $15.5 billion this Christmas on gifts on the Internet alone. Just imagine how many millions went to unwanted polka dot sweaters, electric nose hair clippers, and thigh masters. That wasted cash piled up under the Christmas tree. We've all had it happen to us. In fact, you had it happen to you this year. You unwrapped the pretty red bow and tore through the shiny paper on that present from your Uncle Mortie, and immediately, you had to put on your best poker face. How did ... 5 Steps To Improving Communication by Conrad L. Jones Communication is the lifeline of relationships. The health of any relationship is determined by the quality of the conversations between or among the people involved. S. DeKoven Ph.D Like the heart in the human body, I believe that communication in relationships connect all the vital elements and sustains the life of relationships. If you don't talk and share your feelings, thoughts, ideas etc, unfortunately we were not born mind readers so we won't know what the other is thinking. Then if we d ... Message In A Bottle by Lynda K. Smith This Valentine's Day, create, and give a unique Valentine that they will cherish and remember; a heart felt, Message In A Bottle. You may have seen them in Gift Stores or Personalized Gift Stores (I have seen these Retail between $9.95-$24.99). You may have heard about them from a friend or maybe you have made one or more yourself. Here are just a few suggestions to try but... whatever you do, Just Be Creative! To start with you will need about a 7(inch) glass bottle with a removable cork top. T ... Donating To Earthquake & Tsunami Victims by Jeffrey Strain Sometimes events take place in the world that transcend borders, nationalities and religions. The recent earthquake and following tsunami (tidal wave) in Indonesia that has killed many tens of thousands of people and displaced millions is one of those events. For those wondering how you can help those who were affected by this tragic event, the following charities are collecting donations and helping out in the areas damaged: Action Against Hunger 212-967-7800 http://www.aah-usa.org ADRA Intern ... Love's Most Overlooked Expression by Conrad L. Jones I'll be the first to admit how totally clueless about women's needs, love and relationships most of us men can be. Sometimes women believe that we're just insensitive pigs, but the truth often is, we're just clueless about what she's talking about. Anyway, here's how I somehow got a clue about a few things; hope this helps guys or women, the guy in your life! A few weeks ago, one of my wife's sisters was getting married, so all the others chipped in to help the best way they could. As luck would ... 4 Keys To Sharing Intimacy by Conrad L. Jones Why do we even care to share our hearts, feelings, thoughts and lives with someone we care deeply about? Why do I want so badly to intimately share myself with thies person? Know what? That's a question that I've often asked myself a number of times. I feel that we do this simply because we want the object of our affection to respond to us in that same manner. We give and share our love with them simply because deep down inside our hearts, we crave their love, admiration and affection in retu ... Donating Money Without Spending A Cent by Jeffrey Strain Even if you don't have a penny to your name, it's still possible help your favorite causes. All that's required of you is a simple click of a mouse. By visiting free click donation sites, you can give money to a charity by clicking a special button and viewing advertisers. Best of all, your donation won't cost you a single cent. Whether your interest is in helping to save the big cats of the world to clearing land mines in war ravaged countries, there is a charity out there simply waiting for yo ... Your Consumer Rights by Terry J. Rigg Sr. If you have ever fallen behind on your debts you already know that dealing with your creditors can be a hassle. Sometimes it can be downright humiliating. It doesn't have to be that way. With millions of people experiencing financial problems it is absolutely necessary for everyone to know and understand their rights as a consumer. Federal law requires that you receive fair and equal treatment from businesses issuing credit. This law applies when they evaluate your applications for credit, ins ... Gifts for Christenings or New Babys by H Porter A new baby is a celebration of life. You may find you are invited to a traditional chuch christening where a ceremony with god parents who take an oat to protect and teach will be undertaken. Alternatively you could have been invited to a naming ceremony a less religious ceremony which celebrates the birth of a baby and welcomg them into the family unit. Here are the top gifts to buy for a new born baby: Silver Jug engraved with their Name, Date of Birth & Your Message and names Silver Hand Brac ... Christmas Cheer and a Debt Hangover. by Stuart Lockley Christmas is a time for celebration. A time to spend with family, friends and loved ones. This is a time to savour all that is good in life, to rest, relax and recuperate ready for a new year. Unfortunately Christmas is also a time when people overspend and can push their lives into a spiral that will take many months to correct. If you wish to deal with debt problems the first place to start is by realising that it is possible to have a good Christmas without running up large debts. This is a t ... Nicely Designed Pillows As Gifts by Glenn Prialde Many of us are probably squeezing out our brains to the limit just for a single purpose, to think of what to give especially when it’s Christmas or just a simple birthday present. It’s always nice to give the jewelries, toys, clothes and shoes as we all had been used to of what to give. But haven’t you realized that there is something much cheaper and more fantastic than clothes or jewelries? Yes, and those are pillows. Pillows can oftentimes express our sweetness and our tender loving care to s ... Dogs - Man's Best Friend by Keith Kingston Dogs have been known as man's best friend for decades. Owning a dog can be a positive, enjoyable experience for the entire family. Keep in mind however, that the decision to own a dog is an important one that should not be taken lightly. A dog is not just a fun diversion or entertaining gift. Owning a dog requires a commitment from you that will last the lifetime of the dog. The responsibilities of owning a dog and the joys of owning a dog hold an equal place of importance. If you are considerin ... Five Christmas Survival Tips For The Divorced & Single Parent by Drew Harris For the over 50% of marriages that end in divorce, Christmas can be a hugely trying time. Since the season is one of the most stressful times of the year anyway, this onslaught of raw emotion to the divorcee can be overwhelming. This is reflected in the Christmas surge of suicide rates. The feelings are that much more intense if there are kids involved. I know for myself, nothing could have prepared for me for the crushing sadness I felt during my first post-divorce Christmas. As a father of ... Does Living In A Loveless Marriage Necessarily Mean That You Should Get A Divorce? by Karl Augustine Being in a loveless marriage is a frustrating predicament, but it may not necessarily mean that a divorce is eminent. Solving the quandary of a loveless marriage requires self-reflection to assess the situation, courage to try to create a team effort for the best decision with your spouse, and gumption to face the reality that a divorce may be the best solution for the loveless marriage. But, before you jump right to the easy way out and decide on divorce, you should got through the process of m ... Are There Any Safe Alternatives to E-mail? by Rosalyn Bronstein When e-mail first became popular in the 1990s, it was viewed as nothing short of wonderful. There was no need to go to the post office, no need to purchase paper or stamps, and no waiting days for a reply. People could easily and quickly send written messages to anyone else with an e-mail address. Life was good. Then, abuses by commercial entities began to creep in and ruin the fun. These spoilers were playing the numbers, and sending out to millions of addresses that had been bought, stolen, o ... How To Stop Your Cat Spraying by Marc de Jong The cat backs up to the door, lifts the tail and releases a fine spray of urine. Yes, your cat is spraying. You have a problem. But one you can solve. Figures from the British Association of Pet Behaviour Counsellors say that aggression in dogs and marking behavior in cats are the biggest behavior problems in the UK pet population. Spraying is marking behavior, not a litter box problem. Sprayed cat urine contains pheromones, a substance that animals use to communicate. Combinations of pheromone ... TOP T.E.N Holiday Misconceptions by Gary Whittaker 10. People do not actually know what day Jesus was born on, and there is only a 1 in 366 chaince that is was December 25 9. The popularity of Santa Claus, as he is known today, is largely due to Coca-Cola who ran advertisements for about 35 years starting in 1931. Before Coke, Santa was mostly the chief elf. 8. Jesus was not born on 0 or 1 A.D (A.D does not actually start at 0). While scholars are unsure of the exact year, it is estimated at 4 or 5 B.C 7. Jesus was not white, nor did he have bl ... Pay Off Debt Now: 5 Steps To Getting Your Finances In Order by Drew Harris In our world of dizzying change, nothing is more true than the time honored statement that circumstances always change. No where is this more true than with financial issues. Have you ever borrowed money, or charged up the VISA card at Christmas, all the while telling yourself that you would pay everything off with a coming tax refund or bonus? Sound familiar. And then what happens when the bonus money arrives? Let me guess - circumstances changed, the car needed brakes (or the kids needed b ... Giving Great Gift: How To Think The Thought That Counts. by eBobb Here it is in a nutshell: it’s the thought that counts because it’s the thought itself that is actually the gift. The material expression of that thought is what you wrap up in brightly colored paper and shiny ribbons. But if the gift inside does not clearly reveal The Thought, it may be splashy or clever or impressive – but it will never be truly great. What, then, in our quest to give great gift, is The Thought We Should Be Thinking? Actually, it’s so simple, I’m almost embarrassed to say it. ... Cats With Feline Diabetes Can Still Lead A Happy Life by Marc de Jong “Your cat has feline diabetes.” If this is your vet’s message after examining your beloved friend, it will come as a shock. Yes, your cat has a serious disease. But you can treat it! I got the message myself early 2003. My (then) 10-year-old neutered cat Duvelke had been urinating and drinking more than usual for a few weeks. First it was thought to be connected with a previous medication. But after urine and blood tests the veterinarian was certain. “Your cat has feline diabetes.” Now what is d ... What Does James Bond Do on Christmas? by Paul Kyriazi Judging from his past actions of helping people in distress and rescuing the world when it's on the brink of destruction, the answer is easy if you think about it. Here's a hint. When he leaves the casino at the beginning of 'Dr. No' he casually tips the doorman. Yes, he's free with his money. He's also free with his compliments as he tips the craps dealers in 'Diamond's Are Forever', saying, 'Thank you gentlemen, for such a sterling service.' As he leaves the craps table, he then gives part o ... Parents: Give Gifts That Will Keep On Giving by Dr Bob Myers Many well meaning parents will buy gifts this season for their kids and teens that may be on one of the hot toy lists but lack true play value. Many toys that are hyped by media and word of mouth do not provide the type of play activity that can lead to healthy growth and development. New research shows that appropriate play stimulates brain development. Play should be active, child directed and tap imagination, which develops creativity and problem solving ability. Many of today's toys are pas ... |
|
Resources | Submit an Article | Suggest a Category | Terms & Conditions Add URL | Feedback | Free Content Copyright © KD & R Designs. All rights reserved. 2005 |
